Blog
£5000 Deposit Mortgage
An In-Depth Guide to the £5,000 Deposit Mortgage in Glasgow. For countless first-time buyers in Glasgow, the biggest barrier to securing a home isn't necessarily affording the monthly payments—it's saving the monumental deposit. The days of needing a 10% or even 20%...
Using A Directors Loan For A Deposit
Using A Directors Loan For A Deposit. As a Limited Company Director in Scotland, you’ve worked tirelessly to build a successful business. You’ve navigated challenges, managed cash flow, and poured your energy into making your venture profitable. So, when it comes to...
How to Sell Your Property to Your Tenant
How to Sell Your Scottish Property to Your Tenant (No Deposit Needed) Are you a landlord in Scotland contemplating your next move? Perhaps you’re considering selling your rental property but are wary of the traditional route: estate agent fees, uncertain timelines,...
Can You Get a Mortgage with Bad Credit
Can You Get a Mortgage with Bad Credit. If you’ve had financial difficulties in the past—such as missed payments, defaults, or even a CCJ—you might think getting a mortgage is impossible. The good news? **Many lenders in Scotland are willing to consider applicants...
Offset Mortgage For High Net Worth Clients
Introduction to Offset Mortgages for High Net Worth Clients Offset mortgages are an option among high-net-worth individuals (HNWIs) in the UK, they may provide a flexible and tax-efficient way to manage large cash reserves while reducing mortgage interest payments....
Nurse Bank Mortgage
Income from Nurse Bank? Are you a Nurse or Auxiliary Nurse that has Nurse Bank Income? Many lenders will class this as Zero Hours Contract and will not accept. However we have access to lenders offering competitive rates that will use the last 3 months average of your...
Falling Mortgage Rates
Opportunity With Falling Mortgage Rates. Despite the current uncertainty surrounding mortgage rates, it’s important to understand the opportunity should rates begin to fall. If this development progresses into the year, it could open up new opportunities for those...
Bridging Finance Scotland
Bridging finance can be a useful tool in the right circumstances, providing quick access to capital for individuals and businesses alike. In Scotland, bridging finance serves as a starting point for seizing opportunities, providing a financial solution and achieving...
Base Rate Rise What are My Options
Base Rate Rise. The Bank of England announced an increase to its base rate by 0.25%, rising to 4.5% in the twelfth rise since December 2021. Inevitably, this will affect everyone throughout the UK. So what does it mean and how does it affect your mortgage?...
What Happens When My Fixed Rate Ends
When your fixed rate Mortgage deal ends, you will move onto the lender standard varaible rate(commonly abbreviated to the SVR). At this point you should review your options and decide if you need to do anything, such as take a new fixed rate or other options such as a...