Blog
Remortgage For An Extension
With House prices reaching record levels, many people are opting to extend their existing home. If you do not have enough cash available or simply do not wish to use your savings to build your extension. Then one option is to use a remortgage.In doing so,you maybe...
First Time Buyers Buying a Home in Scotland
Buying a Home for The First Time. If you have never bought a property before, it can be overwhelming trying to understand the House buying process. The short video below will walk you through he steps of buying your first home. Hopefully the video has given you a...
100% Mortgages Glasgow
100% Mortgages are available up to £200,000 for Glasgow residents or those that work in Glasgow Postcodes. If you are just outside Glasgow we maybe able to help you with a 100% Mortgage,call us to discuss. How Much Can I Borrow Under the 100% Mortgage Scheme? The...
95% Mortgage New Build House
95% New Build Mortgage now available for New Build Houses. These Mortgages are available for First Time Buyers and Home Movers...These Mortgages also come with a free valuation and long Offer periods of up to 9 months and option to extend for a further 3 months........
95% Mortgage Guarantee Scheme
The UK Government announced in the latest Budget that it would introduce a Mortgage Guarantee scheme to help borrowers with a low deposit( 5%) access to Mortgages through selected lenders up to 95% borrowing. Below I have listed how the scheme works and outlined the...
Fixed Rate Mortgage with no Early Repayment Charges.
A Fixed rate Mortgage with no tie in during the fixed rate period, means you are free to overpay or repay in full your Mortgage at any time without penalty. The majority of lenders will charge you an early repayment charge if you redeem or overpay( 10 % over payment...
New GP Partner Mortgage
If you are a New GP partner it can sometimes be a struggle to get a Mortgage. Most lenders will require between 1-2 years of self employed income proofs. However we have access to lenders that will consider a Mortgage application from a newly appointed GP partner. As...
Ltd Company Buy to Let
Ltd Company Buy to Lets are available to applicants who wish to use a Ltd Company to buy or re-mortgage property for let. Ltd Companies used to for Buy to Let are treated as a separate entity from the Company Directors. You can use an SPV Ltd Company or a Trading...
Home Buildings and Contents Insurance
Buildings and Contents Insurance Guide. Many people don’t realise that they could be overpaying for their General Insurance (GI) policy or be paying a very low premium but have very poor cover that will cost them substantially if they need to make a claim. In...
Airbnb Mortgages
If you are looking to invest in Serviced Accommodation such as Airbnb...you need to make sure you get the correct Airbnb Mortgage. An Airbnb Mortgage is specifically for short term lets, having a traditional Buy to Let Mortgage will not be sufficient and could be a...