Base Rate Rise What are My Options

Base Rate Rise What are My Options

Base Rate Rise. The Bank of England announced an increase to its base rate by 0.25%, rising to 4.5% in the twelfth rise since December 2021. Inevitably, this will affect everyone throughout the UK. So what does it mean and how does it affect your mortgage?...
What Happens When My Fixed Rate Ends

What Happens When My Fixed Rate Ends

When your fixed rate Mortgage deal ends, you will move onto the lender standard varaible rate(commonly abbreviated to the SVR). At this point you should review your options and decide if you need to do anything, such as take a new fixed rate or other options such as a...
Tracker Rate No Early Repayment Charges

Tracker Rate No Early Repayment Charges

What is a Tracker rate with no early repayment charges? This is tracker rate that allows you to pay off a Mortgage at anytime with no charges for paying it off early partially or in full..A Tracker rate will track the Bank of England Base Rate.Lenders will have margin...
100% Mortgages Glasgow

100% Mortgages Glasgow

100% Mortgages are available up to £200,000 for Glasgow residents or those that work in Glasgow Postcodes. If you are just outside Glasgow we maybe able to help you with a 100% Mortgage,call us to discuss. How Much Can I Borrow Under the 100% Mortgage Scheme? The...
95% Mortgage New Build House

95% Mortgage New Build House

95% New Build Mortgage now available for New Build Houses. These Mortgages are available for First Time Buyers and Home Movers…These Mortgages also come with a free valuation and long Offer periods of up to 9 months and option to extend for a further 3...
95% Mortgage Guarantee Scheme

95% Mortgage Guarantee Scheme

The UK Government announced in the latest Budget that it would introduce a Mortgage Guarantee scheme to help borrowers with a low deposit( 5%) access to Mortgages through selected lenders up to 95% borrowing. Below I have listed how the scheme works and outlined the...