Self Employed Mortgages Applicants-6 Great Tips
Tip 1. Have Your Accounts up to Date. For Self Employed Mortgages you need to make sure you have your latest Accounts available. The lenders want to see up to date and accurate information. This will allow them to assess your income quickly and give you a quicker...
How to Get Your SA302 and Tax Overview for a Mortgage
If you are self employed most lenders will request copies of your SA302 and Tax Year overview. Firstly what is an SA302? All an SA302 form is, is a summary of the income, you as a self employed person have reported to HMRC via your tax return( online or paper tax...
Credit Scoring
When you apply for a mortgage most lenders will at some point require to credit score you. Credit scoring has now become the industry norm, with the majority of lenders doing it. Most people will have heard of credit scoring, but most people will not know much about...
Gifted Deposit Mortgages
Gifted Deposit Mortgage. You have found your dream property, but even with help to buy, you still don’t have enough savings for even a 5% deposit, is there a solution to this problem? Well a gifted deposit mortgage might be an option to consider. Lets have a...