Using A Directors Loan For A Deposit

Using A Directors Loan For A Deposit

Using A Directors Loan For A Deposit. As a Limited Company Director in Scotland, you’ve worked tirelessly to build a successful business. You’ve navigated challenges, managed cash flow, and poured your energy into making your venture profitable. So, when it comes to...
How to Sell Your Property to Your Tenant

How to Sell Your Property to Your Tenant

How to Sell Your Scottish Property to Your Tenant (No Deposit Needed) Are you a landlord in Scotland contemplating your next move? Perhaps you’re considering selling your rental property but are wary of the traditional route: estate agent fees, uncertain timelines,...
Offset Mortgage For High Net Worth Clients

Offset Mortgage For High Net Worth Clients

Introduction to Offset Mortgages for High Net Worth Clients Offset mortgages are an option among high-net-worth individuals (HNWIs) in the UK, they may provide a flexible and tax-efficient way to manage large cash reserves while reducing mortgage interest payments....
Falling Mortgage Rates

Falling Mortgage Rates

Opportunity With Falling Mortgage Rates. Despite the current uncertainty surrounding mortgage rates, it’s important to understand the opportunity should rates begin to fall. If this development progresses into the year, it could open up new opportunities for those...
Base Rate Rise What are My Options

Base Rate Rise What are My Options

Base Rate Rise. The Bank of England announced an increase to its base rate by 0.25%, rising to 4.5% in the twelfth rise since December 2021. Inevitably, this will affect everyone throughout the UK. So what does it mean and how does it affect your mortgage?...
What Happens When My Fixed Rate Ends

What Happens When My Fixed Rate Ends

When your fixed rate Mortgage deal ends, you will move onto the lender standard varaible rate(commonly abbreviated to the SVR). At this point you should review your options and decide if you need to do anything, such as take a new fixed rate or other options such as a...