95% Mortgage Guarantee Scheme

95% Mortgage Guarantee Scheme

The UK Government announced in the latest Budget that it would introduce a Mortgage Guarantee scheme to help borrowers with a low deposit( 5%) access to Mortgages through selected lenders up to 95% borrowing. Below I have listed how the scheme works and outlined the...
Fixed Rate Mortgage with no Early Repayment Charges.

Fixed Rate Mortgage with no Early Repayment Charges.

A Fixed rate Mortgage with no tie in during the fixed rate period, means you are free to overpay or repay in full your Mortgage at any time without penalty. The majority of lenders will charge you an early repayment charge if you redeem or overpay( 10 % over payment...
New GP Partner Mortgage

New GP Partner Mortgage

If you are a New GP partner it can sometimes be a struggle to get a Mortgage. Most lenders will require between 1-2 years of self employed income proofs. However we have access to lenders that will consider a Mortgage application from a newly appointed GP partner. As...
Ltd Company Buy to Let

Ltd Company Buy to Let

Ltd Company Buy to Lets are available to applicants who wish to use a Ltd Company to buy or re-mortgage property for let. Ltd Companies used to for Buy to Let are treated as a separate entity from the Company Directors. You can use an SPV Ltd Company or a Trading...
Home Buildings and Contents Insurance

Home Buildings and Contents Insurance

Buildings and Contents Insurance Guide. Many people don’t realise that they could be overpaying for their General Insurance (GI) policy or be paying a very low premium but have very poor cover that will cost them substantially if they need to make a claim. In...